Privacy Policy

1. Who we are

Golden Breed Capital (GOLDEN BREED CAPITAL PTE. LTD., LEI 254900LWYCNV4667BL42, registered office at 600 North Bridge Road, Parkview Square, 188778, Singapore) is the data controller for personal data collected in connection with our advisory services and this website. For the purposes of data protection law, we are responsible for deciding how and why your personal data is used.

2. Data we collect

We collect personal data in the following circumstances:

• When you make an enquiry — name, email address, telephone number, and the content of your message.
• During an advisory engagement — detailed financial information including income, assets, liabilities, dependants, risk profile, existing products, and any other information relevant to providing financial advice.
• From product providers and third parties — where necessary to carry out your instructions or fulfil our regulatory obligations.
• When you visit our website — technical data such as browser type, IP address, and pages visited, via cookies and analytics tools.

We only collect data that is necessary for the purposes described in this policy.

3. How we use your data

We use personal data to:

• Respond to your initial enquiries and assess whether we can assist you.
• Provide financial advisory services including research, analysis, and the making of recommendations.
• Carry out know-your-client and anti-money laundering checks as required by law.
• Fulfil and document our regulatory obligations under applicable financial regulations.
• Communicate with you about your engagement and any updates relevant to your situation.
• Improve our services and the operation of our website.

4. Legal basis for processing

We process your personal data on the following legal bases:

• Contract — processing necessary to carry out your instructions and fulfil our obligations under a Client Service Agreement.
• Legal obligation — processing required by law, including applicable financial regulatory requirements and anti-money laundering legislation.
• Legitimate interests — processing necessary for our legitimate interests in operating an advisory business, such as maintaining records and improving our services, where these interests are not overridden by your rights.
• Consent — where we rely on your consent (for example for certain marketing communications), you may withdraw this at any time.

5. Sharing your data

We do not sell your personal data. We may share it with:

• Product providers and platforms — to place investments, insurance policies, mortgages or other products on your behalf, with your instructions.
• Regulatory bodies — including relevant financial and tax authorities, where required by law.
• Professional advisors — such as solicitors or accountants, where relevant to your engagement and with your knowledge.
• Technology service providers — who assist us in operating our systems and website, subject to data processing agreements.

All third parties with whom we share data are required to protect it in accordance with applicable law and our contractual requirements.

6. Data retention

We retain client records for a period following the end of an advisory engagement in accordance with applicable regulatory requirements, which vary by jurisdiction. Enquiry data from individuals who do not become clients is retained for up to 12 months.

Where data is no longer required, we securely delete or anonymise it.

7. Your rights

Under applicable data protection law, you have the following rights:

• Access — to request a copy of the personal data we hold about you.
• Rectification — to ask us to correct inaccurate data.
• Erasure — to ask us to delete your data in certain circumstances.
• Restriction — to ask us to limit how we use your data.
• Portability — to receive your data in a portable format in certain circumstances.
• Objection — to object to processing based on legitimate interests.

8. Cookies

Our website uses cookies to support its operation and to understand how visitors use it. We use:

• Strictly necessary cookies — required for the website to function and cannot be disabled.
• Analytics cookies — which help us understand how visitors interact with the site (for example, which pages are visited most often). These are only set with your consent.

You can manage cookie preferences via your browser settings. Blocking certain cookies may affect the functionality of this website.

9. Contact us

If you have any questions about this Privacy Policy or how we handle your personal data, please contact us:

Email: contact@goldenbreedcapital.com

This policy may be updated from time to time. We will notify active clients of any material changes.